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Showing posts from April, 2021

Performing Your Own Portfolio Review

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Where do I start Get a copy of your most recent brokerage, 401k or Roth statement or look at your account online and make a note of each investment's ticker symbol and percentage allocated to each. Enter the tickers and percentage into a blank version of the  Backtest Portfolio Asset Allocation . For comparison I use a benchmark as portfolio 2 and 3  (eg. SPY-100%) or use a 60/40 stock/bond, or anything that represents the level of risk that you are comfortable with. Alternatively, use a target date fund from Fidelity, Vanguard or your preferred provider, or a combination of these.  Analyze the results. The graphs are great to visualize any major variance from the benchmarks. The picture below represents a hypothetical 3 portfolio comparison .  Drill down into each of the tabs and look at the fees and drawdowns and compare them between the portfolios. Portfolio Visualizer providers and amazing amount of data for comparison.  There is no perfect answer for everyone. Hopefully, this